What We Do.
We specialize in being an advisor to business owners and people with complex financial positions. We become part of your team and work with your other professionals like your accountant, attorney, insurance agent, management team, etc. We assist you in being a facilitator for financial decisions and ask the questions you might not otherwise think to ask.
Responsible and Honest Financial Planning.
Unlike typical financial advisors that sell insurance or investments, we provide creative strategies covering your whole financial picture. We believe that in order to truly provide unbiased advice, our fees shouldn’t only be subject to our clients buying a financial product like insurance or investments. To us, this is the true definition of being a fiduciary.
However, insurance and investments are still important pieces of financial planning, so we have developed the best method to provide that as tools in our toolbox. We avoid commission motivated sales tactics and subscribe to a fiduciary standard, which means keeping your best interest above all else
However, insurance and investments are still important pieces of financial planning, so we have developed the best method to provide that as tools in our toolbox. We avoid commission motivated sales tactics and subscribe to a fiduciary standard, which means keeping your best interest above all else
Our Mission.
Is to profitably change lives for the better by teaching and implementing responsible and honest money management.
Our Core Values.
Honesty/Transparency - we believe you should be educated on what is happening with your money and how it is being handled. Questions need to be answered straight and addressed head-on for you to be confident in the work we do for you.
Client-view focus - we seek to provide a superior client experience in working with our firm and have designed our processes to continuously strive to achieve this value every call, every meeting, every day.
Depth of due diligence - before making any recommendations we perform our own due diligence to ensure that solution is the best for your situation. We take it a step further than most by interviewing the companies we work with as if we personally were enacting on the recommendation we are about to give.
Client-view focus - we seek to provide a superior client experience in working with our firm and have designed our processes to continuously strive to achieve this value every call, every meeting, every day.
Depth of due diligence - before making any recommendations we perform our own due diligence to ensure that solution is the best for your situation. We take it a step further than most by interviewing the companies we work with as if we personally were enacting on the recommendation we are about to give.
Our Process.
- Discovery Meeting – Discuss goals, concerns, and current financial situation details. Introduction to our philosophy and process.
- Strategy Session – Dynamic Q&A to further identify areas of focus and prioritize objectives. Discuss potential strategies.
Client completes “Documents Checklist” - Plan Proposal – We send a planning proposal with outlined objectives, expected services, and total planning fee.
- Plan Development – We construct objectives, timeline and collect outstanding information. We research solutions and organize a plan.
- Plan Delivery & Deployment* – Discuss options and custom recommendations designed to help you meet your goals. Work with you and your other professionals to implement designated action items.
- Ongoing Strategy Meetings* – Meet throughout the year to review goal progress and update the plan based on changing financial, family or tax situations
*Financial Plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.
