Success is doing the right thing, long enough, consistently.
 - Unknown

Financial Planning
​For Individuals and Families:

Because we believe advice is more important than products, we charge a flat fee for our comprehensive financial planning process designed to add massive efficiency and value to help you achieve your goals, faster.

​ Financial Position

• Personal Net Worth tracking
• Debt Reduction planning
• Large Purchase consulting
• Cash Flow and Net Worth projections
• Loan and banking consulting
• Real Estate & Other Outside Investment Analysis

Estate Planning

• Organize documents to one centralized location
• Beneficiary Review
• Account & Asset Titling​

Tax Planning

• 1040 review & analysis
• *Proactive Tax Planning Strategies
• Account & Asset Titling

Insurance & Risk Management

• ​Term Life Insurance and Permanent Life Insurance
• Loan & Mortgage coverage
• Income replacement
• End of Life expense
• Philanthropy

Disability Income Insurance

• Income protection against long term disability

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Business Consulting:

Your business doesn't need to be a fortune 500 company to get the benefits of a Chief Financial Officer. We join your team as a "contract CFO" to help find inefficiencies in your business to make it more profitable while sophisticating your processes to promote growth.

Financial Position

• Financial Statement Review
• Business financial analysis with industry comparison
• Financial modeling, budgeting, and projections
• Loan and banking consulting

Management Team

• Facilitating/participating in team meetings
• Drafting/Reviewing Mission, Vision, Values
• Josh's 7 Steps to Annual Business Planning

Business Protection & Succession

• Business Continuity Planning
• *Review Operating Agreement & Buy/Sell Agreement
• Ownership restructure advising
• Collaborate with Attorney

Tax Planning

• 1065/1120 Review & Analysis
• *Proactive Tax Planning Strategies
• Collaborate with Accountant/Bookkeeper

Insurance & Risk Management

• Review commercial insurance coverages
• Funding business buy/sell agreements
• Key Man Life Insurance 
• Philanthropy

* Neither our company nor any of its employees or agents are authorized to give legal or tax advice. Consult your own personal attorney, legal, or tax counsel for advice on specific legal and tax matters.

Investment Management:

One crucial step to investing is in proper setup of the account to avoid serious tax and estate consequences. Our clients are confident in their ability to grow their investments knowing it is done correctly from the start. We sought to partner with some of the best asset managers in the industry to provide the best client experience and flexibility to match our planning process.

Retirement Accounts

• Traditional and Roth IRA
• 401(k) Rollover
• SIMPLE IRA
• SEP IRA

Education Savings Accounts

• 529 Plans
• UGMA/UTMA

Other Accounts

• Trust Accounts
• Excess Cash/Savings
• Large Purchase Planning
• Business Liquidity
• Securities Backed Lines of Credit
• Foundations/Endowments

Begin Investing

​Someone's sitting in the shade today because someone planted a tree a long time ago.
 - Warren Buffet