​Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. - Johann Wolfgang von Goethe

Services For Individuals:

​ Investment Management

• Setup and servicing most all investment account types
• Professional asset allocation
• Retirement account management and planning
• Education Savings
• 401(k) rollover
• Roth IRAs

Insurance & Risk Management

• Life Insurance
• Term Life Insurance and Permanent Life Insurance
• Loan & Mortgage coverage
• Income replacement
• End of Life expense
• Philanthropy

Disability Income Insurance

• Income protection against long term disability

Financial Consulting

• Full Comprehensive Personal Financial Plan (includes all below)
• Personal Net Worth tracker
• Retirement projections
• Debt Reduction planning
• Large Purchase consulting
• Cash Flow and Net Worth projections
• Expense Analysis and Budgeting
• Real Estate & Other Outside Investment Analysis

Services For Businesses:

Investment Management

• SEP IRA
• 401(k) setup/management
• SIMPLE IRA
• Liquidity management
  

Insurance & Risk Management

• Life Insurance
• Loan & Mortgage coverage
• Funding business buy/sell agreements
• Key Man Life Insurance 
• Philanthropy

Disability Income Insurance

• SSI & Worker’s Comp supplement
• Group Disability Coverage supplement
• Group disability policy setup

Financial Consulting

• Business financial analysis with industry comparison
• Loan and banking consulting
• Small Business CFO
• Business Plan Analysis
• Business Continuity Planning

Contact Us.

Fee Schedule: Investment Management

Account Value:	Fee
Less than $2 Million	1.40%
$2 Million - $6 Million	1.00%
$6 Million +	0.80%

*Please note the above is inclusive of all account fees including IAR, RIA, and custodian.

Fee Schedule: Insurance & Risk Management

​All insurance policies are quoted through several companies to get you the best financial product to meet your needs and budget.

Fee Schedule: Financial Consulting

Self Service Financial Planning Account ​(w/ Net Worth Tracker)	Included for Existing Clients
Cash Flow & Net Worth Projections Debt Reduction Planning Retirement Projections Large Purchase Consulting Insurance Analysis	$750 - $1200
Real Estate & Other Outside Investment Analysis	$1200
Expense Analysis & Budgeting	$1500
Full Comprehensive Personal Financial Plan (includes all above)	$2500
All Business Services	$120/hour (or as agreed upon)

*Fees are totals and depend on complexity, actual flat fee is billed net of investment advisory fees.

A wise person should have money in their head, but not in their heart.
 - Jonathan Swift